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| Title Chain Real Estate Title |
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Quality |
| Title Chain has seventeen years experience in Title Insurance real estate closings. Our certified paralegal has prepared title insurance real estate closings for nearly two decades. Title Chain serves Flagler, Volusia and throughout Florida. |
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Skill |
| Title Chain staff are specialists in matter of Title Insurance and real estate closings. Each of our experts solve problems quickly and accurately to achieve a smooth Title Insurance real estate closing transaction. For greater peace of mind, we rely upon two major title insurance underwriters to ensure accurate and complete title search. |
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Service |
| Title Chain offers you a guarantee of our professionalism in performing our licensed Title Insurance and real estate closings in Flagler, Volusia and throughout Florida. Contact our dedicated staff today. |
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Contact |
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1 Armand Beach Drive, Suite 2C
Palm Coast, Florida 32137
(T) 386.597.6901
(F) 386.597.6903
titlechain@bellsouth.net |
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389 Palm Coast Pkwy SW Suite 4
Palm Coast, Florida 32137
(West Point Plaza)
(T) 386.597.6901
(F) 386.597.6903
titlechain@bellsouth.net |
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Frequently Asked Questions
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| Title Insurance is intended to protect the investment in your home.
A lender goes to great lengths to minimize its risks of lending you the money you need to buy your home. Although procedures vary from lender to lender, typically your credit is checked to establish your ability to repay your loan. Next, your lender seeks to acquire Title Insurance and that process requires research about your property to insure the quality of Title to that property you are about to buy. When all research is completed and everything checks out the lender can obtain a loan policy of title insurance. |
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| The loan policy protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist but may not be known at the time of sale.
But this policy only protects the lender’s interest. It does not protect you. That’s why you need an owner’s policy, which can be issued at the same time as the loan policy for a nominal one-time fee. |
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| Title insurance is issued after a careful examination of copies of the public records. But even the most thorough search cannot absolutely assure that no title hazards are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search. |
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Here are just a few of the most common hidden risks that can cause a loss of title or create an encumbrance on title:
False impersonation of the true owner of the property
Forged deeds, releases or wills
Undisclosed or missing heirs
Instruments executed under invalid or expired power of attorney |
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| Title insurance will pay for defending against any lawsuit attacking your title as insured, and will either clear up title problems or pay the insured’s losses. For a one-time premium, an owner’s title insurance policy remains in effect as long as you, or your heirs, retain an interest in the property, or have any obligation under the warranty in any conveyance of it. Owner’s residential title insurance, issued simultaneously with a loan policy, is the best title insurance value you can get. By combining expertise in risk elimination at the time of issuing a policy, and protection against hidden risks as long as the policy remains in effect, your title insurer protects against title loss. |
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| The peace of mind knowing that the investment you’ve made in your home is a safe one. |
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All Rights Reserved. Copyright © 2008. Title Chain, Inc.
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